MONEY MADE SIMPLE

💰 MONEY MADE SIMPLE!

Part 1: The Story of Money

Have You Ever Wondered?

🤔 Why do we use money?

🤔 Why can't we just swap things?

🤔 Where did money come from?

Let's find out!

🛒 Before Money Existed

Long ago, people did not use money.

Instead, they traded things.

This was called bartering.

For example:

🥚 Eggs for bread

🐑 Wool for vegetables

🪵 Wood for tools

This worked sometimes, but it could be difficult.

What if you had eggs but needed shoes?

What if the shoemaker didn't want eggs?

People needed a better system.

🪙 The First Coins

Over 2,500 years ago, some of the first coins were created.

Coins made trading easier because everyone agreed on their value.

Over time, countries created their own money.

Today in the United Kingdom we use:

💷 Pounds

💰 Pence

💷 Why Do We Use Money?

Money helps us:

✅ Buy food

✅ Pay bills

✅ Save for the future

✅ Buy things we need

✅ Buy things we want

🌟 Did You Know?

The £ symbol stands for pounds.

The p symbol stands for pence.

📝 Quick Challenge

Can you name three things that money helps people buy?

💰 MONEY MADE SIMPLE!

Part 2: Pounds and Pence

What Is UK Money?

In the United Kingdom we use:

💷 Pounds (£)

💰 Pence (p)

Important Rule

100 Pence = £1

Just like:

100 centimetres = 1 metre

100 pence = £1

UK Coins

🟤 1p

🟤 2p

🟡 5p

🟡 10p

🟡 20p

🟡 50p

🟡 £1

🟡 £2

UK Notes

💷 £5

💷 £10

💷 £20

💷 £50

Examples

50p + 50p = £1

20p + 20p + 20p + 20p + 20p = £1

£1 + £1 = £2

📝 Practice Time

KS1 Year 1

How many pence are in £1?
Which coin is worth more, 2p or 10p?
Which coin is worth more, 50p or £1?

KS1 Year 2

What is 50p + 50p?
What is 20p + 20p?
What is £1 + £1?

KS2 Year 5

What is 75p + 25p?
What is £2 + £3?
What is £1.50 + 50p?

🌟 Did You Know?

The £2 coin is the highest value coin in the United Kingdom.

💰 MONEY MADE SIMPLE!

Part 3: Counting Money

Why Is Counting Money Important?

When shopping, we need to know:

🛒 How much something costs

💷 How much money we have

💰 Whether we have enough

Example 1

You have:

50p + 20p + 20p + 10p

Count them together:

50 + 20 + 20 + 10 = 100

Answer:

💷 £1

Example 2

You have:

£1 + 50p + 20p

Answer:

💷 £1.70

Example 3

You have:

£2 + £1 + 50p

Answer:

💷 £3.50

🛒 Shopping Challenge

A toy costs £3.

You have:

💷 £2

💷 £1

Do you have enough?

✅ Yes!

You have exactly £3.

🌟 Money Tip

Always start counting with the biggest coins first.

Example:

£2 + £1 + 50p + 20p + 10p

Answer:

💷 £3.80

📝 Practice Time

KS1 Year 1

50p + 50p = ?
20p + 10p = ?
£1 + £1 = ?

KS1 Year 2

50p + 20p + 20p = ?
£1 + 50p = ?
£2 + £1 = ?

KS2 Year 5

£2 + £1 + 50p + 20p
£5 + £2 + £1.50
£10 + £2.50 + £1.25

🎉 Well Done!

You have learned:

✅ The history of money

✅ Pounds and pence

✅ UK coins and notes

✅ Counting money

✅ Adding money together

Keep practising and you'll soon become a money expert!

💰 MONEY MADE SIMPLE!

Part 4: Giving Change, Needs vs Wants and Saving Money

🛒 What Is Change?

Change is the money you get back after paying for something.

Example 1

A drink costs:

💷 £1.50

You pay with:

💷 £2.00

Work it out:

£2.00 − £1.50 = £0.50

Answer:

💰 50p change

Example 2

A toy costs:

💷 £4.00

You pay with:

💷 £5.00

Work it out:

£5.00 − £4.00 = £1.00

Answer:

💰 £1 change

Example 3

A book costs:

💷 £7.50

You pay with:

💷 £10.00

Work it out:

£10.00 − £7.50 = £2.50

Answer:

💰 £2.50 change

🛒 What Are Needs?

Needs are things we must have to live safely and healthily.

Examples:

🏠 A home

🍎 Food

💧 Water

👕 Clothes

🏥 Healthcare

🎁 What Are Wants?

Wants are things we would like to have but do not need.

Examples:

🎮 Video games

🍫 Extra sweets

🧸 Toys

🎨 Fancy stationery

📱 The newest gadget

🌟 Challenge

Is it a Need or a Want?

🍎 Apple

🎮 Video Game

💧 Water

🧸 Teddy Bear

🏠 House

🏦 What Is Saving?

Saving means keeping money for later instead of spending it immediately.

Why Save Money?

Saving helps us:

✅ Buy bigger things later

✅ Prepare for emergencies

✅ Reach goals

✅ Learn patience

Example

Elliscia wants a game costing £20.

She saves:

💷 £5 each week

After 4 weeks:

£5 + £5 + £5 + £5 = £20

Goal achieved! 🎉

🌟 Did You Know?

Many people keep savings in a bank account where their money is protected.

📝 Practice Time

KS1 Year 1

A toy costs £1. You pay £2. How much change?
Is food a need or a want?
Is a teddy bear a need or a want?

KS1 Year 2

A drink costs £2. You pay £5. How much change?
Why is saving important?
Is water a need or a want?

KS2 Year 5

A book costs £6.50. You pay £10. How much change?
A game costs £24. You save £6 each week. How many weeks will it take?
Explain the difference between a need and a want.

💰 MONEY MADE SIMPLE!

Part 5: Budgeting, Real Life Shopping and the Money Master Quiz

📋 What Is a Budget?

A budget is a plan for how money will be spent and saved.

Budgets help people stay organised.

Example Budget

Weekly Pocket Money:

💷 £10

Spend:

🍬 Sweets = £2

📚 Book = £3

Save:

🏦 Savings = £5

Total:

£2 + £3 + £5 = £10

Why Do Adults Use Budgets?

Adults use budgets for:

🏠 Rent or mortgage

⚡ Electricity

💧 Water

🛒 Food shopping

🚗 Transport

📱 Phones

🏦 Savings

🛒 Real Life Shopping Challenge

You have:

💷 £10

You want to buy:

📖 Book = £4

🧃 Drink = £1.50

🍎 Fruit = £2

Work it out:

£4 + £1.50 + £2 = £7.50

How much money is left?

£10 − £7.50 = £2.50

Answer:

💰 £2.50 remaining

🧠 Smart Spending Tips

✅ Think before buying

✅ Compare prices

✅ Save for bigger goals

✅ Avoid wasting money

✅ Look after your belongings

🌟 Did You Know?

Some people save for months or even years to buy something important.

🏆 Money Master Quiz

Question 1

How many pence are in £1?

A) 10

B) 50

C) 100

Question 2

Which is worth more?

A) 50p

B) £1

Question 3

A toy costs £3.

You pay £5.

How much change?

Question 4

Is water a need or a want?

Question 5

What is saving?

Question 6

What is a budget?

Question 7

A book costs £4 and a drink costs £2.

How much altogether?

Question 8

You have £10.

You spend £6.

How much is left?

Question 9

Name one reason why saving money is important.

Question 10

Name two things that are needs.

🌟 Answers

C) 100
B) £1
£2
Need
Keeping money for later
A plan for spending and saving money
£6
£4
Any suitable answer such as buying something later, emergencies or reaching goals
Any suitable answers such as food, water, clothing, housing or healthcare

🎉 Congratulations!

You are now a:

💰 MONEY MASTER 💰

You can:

✅ Recognise coins and notes

✅ Count money

✅ Add amounts together

✅ Work out change

✅ Understand needs and wants

✅ Save money

✅ Create a simple budget

Money is an important life skill that helps us make good choices every day.